Top Dog Insurance

Dog Insurance and Responsible Breeding?

Given that irresponsible breeding potentially causes health problems in dogs of all breeds it seems to me that those of us who research before we buy and pay top price for a good Quality Dog are subsidising the owners who purchase from Puppy Mills and Back Yard Breeders.

Nice idea but probably not practical. I don’t believe any insurance company would have the knowledge to assess a pedigree for health or even a good breeder. A novice with an excellent mentor may well produce a better litter than someone with 50 yrs experience who knows how to sweep things under the carpet!
A good starting point would be cheaper premiums for puppies whose parents have had the relevent health checks – for example in Labradors, if the parents have good hip scores there’s less chance of the pups having HD.
Personally, I think insurance is a big rip-off anyway and prefer to keep my own money in my own Emergency Fund!!
Edit: How depressing to read a Vet‘s view that puppy mill or responsible breeder make no difference.
How totally untrue and misleading.
Is he saying that there is no point in testing for HD, ED, HC etc? If so, perhaps the BVA will have to stop taking money off us responsible breeders as there is no point in testing to improve our breeds.

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