Pet Car

Who is responsible to pay for vehicle damage when your pet is hit by a car?
We live in a rural area, outside of city limits, so the dog is not required to be on a leash/chain. That being said, she was running across the road when she was hit.
Hard to fathom or not, there is NO LEASH LAW. And my dog was in front of my house when she was hit. The driver did say they had insurance, and that their insurer told them our homeowner’s insurance should cover the cost of the accident. As we are renters we don’t have homeowner’s insurance, Does that mean he has to use his comprehensive coverage?
Also, thanks for all the kinds words. Our dog did survive with just some scratches and bruises…had to get stitches and spend two days at the Vet. We do have a vet bill of over $400, but we would never dream of asking the driver to pay. It was an accident, and we are just glad that our pet is okay.
-If your dog did not break the law and was permitted to run free “within your home area”, you do not have to worry about and let the owner of the vehicle pay for the damages.
-Now, if your dog was too far away from home you may run into some troubles when reported to the authorities. But, you have the stronger case because “all drivers” must be careful and conscious while driving a vehicle.
-Lastly, if nothing what so ever is found illegal from your part, the driver besides paying the vehicle expenses, also may have to pay for the dog’s care and/or lost, and for your psychological being (lost and suffering).
-(Now, play your cards well and remember that in most cases like this one even your Best Friend could turn on you… Good luck, and I am so very sorry about your lovely dog.)-
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